California’s CARS Act Takes Effect October 1: What Changes in F&I
California’s CARS Act (SB 766) takes effect October 1, 2026. For dealers, it means itemized written disclosure of every F&I add-on, proof that each add-on was voluntary, a ban on add-ons that give the customer no real benefit, and a new three-day right to cancel on many used-vehicle sales. It arrives after the FTC withdrew […]